What do you do when employees come to you asking for a payroll advance or a loan? You want to make sure your employees feel supported, especially when they are coming to you for help during a financial emergency. An advance on their paycheck can feel like a simple way to help out. But before you offer them a payroll advance or loan, it’s important to consider both the costs and risks that come with them.

Now more than ever, employers are investing in wellness programs to improve the physical health of their workforce. Various studies, however, offer conflicting results on whether workplace wellness programs actually provide cost savings and improved worker health.