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WorkLife Small Dollar Loans

If you don’t have an emergency savings, payday loans can be tempting. But, it’s easy to get off track by opting for these high-cost loans or high-interest revolving lines of credit. That’s why your employer* has teamed up with WorkLife to offer a better option: small dollar loans paid back through payroll deductions.

The Benefits

No credit check

Loan will be deposited directly into your bank account

No restrictions on what loan funds can be used for

No-obligation financial coaching available

No prepayment penalties

Access to a WorkLife Navigator

The Details


Loans from $400 up to $1,000 available to employees at participating employers*


Maximum interest rate of 18% may apply


12-month repayment period


Loans are automatically repaid through payroll deductions

The Requirements


Minimum borrow age is 18


Working at a participating employer* for at least 3 months


Checking account


Drivers license or passport numbers


Social Security number

How It Works

1. Online Application

You will be walked through the online application process, which will take approximately 10-15 minutes. Please have the following information handy: social security number, drivers license or other government issues identification, employment information, bank information, references, valid email address,  and employee ID (if applicable).

2. Funding

Pending employment verification and your signature, your loan will be deposited into your checking account in 2 business days

3. Repayment

Loans are automatically paid through your paycheck.

*Participating employers include: Denver Health